Deine Geldroutine, direkt in WhatsApp.
POQT ist dein KI-Finanzassistent in WhatsApp. Nachricht, Sprachnotiz oder Beleg senden — Ausgaben, Budgets und Insights kommen in Sekunden zurück.
So funktioniert POQT
Drei Nachrichten vom Kauf zur Klarheit.
Echte Screenshots aus dem WhatsApp-Tutorial.
Send a message
Text, voice note, or photo of a receipt. POQT understands amount, category, date, and payment method.
Get budget context
Instant reply with what you spent, what is left in the budget, and what to watch this week.
Keep the habit
Reminders, goals, and weekly insights live in the chat. No new app to open or learn.
Menschen bleiben dabei, weil es in den Alltag passt.
“POQT changed how I manage my money. Just texting my expenses is so much easier than opening an app.”
“The AI insights are incredible. POQT helps me understand my spending and actually save more each month.”
“My whole family uses POQT. Sharing expenses inside WhatsApp has never been this simple.”
WhatsApp-Alternative zu Haushaltsbuch-Apps
Warum WhatsApp weniger Reibung hat
POQT erfasst Ausgaben im Moment des Kaufs: Text, Sprachnotiz oder Belegfoto in WhatsApp senden, ohne eine weitere App zu öffnen.
Alles, um Geldtracking ein Jahr lang durchzuhalten.
Eine Zahlung. Ein Jahr. Eine WhatsApp-Routine, die bleibt.
Save €29 vs monthly plan
Entspricht €1.58/Monat. Einmal über Hotmart abgerechnet.
Checkout unter 2 Minuten
Enthalten
- Expense tracking by text, voice, receipt, or photo
- AI categorization with one-tap corrections
- Budgets with proactive overspend alerts
- Recurring bills and subscription tracking
- Savings goals with pace and target date
- Money reminders inside WhatsApp
- Dashboard, charts, and CSV exports
- Weekly AI insights and spending coaching
- Family groups for shared household tracking
- Multi-currency and 14+ languages
Plus 3 free bonuses
7-day WhatsApp money reset
A simple first-week routine designed to lock the habit before the refund window closes.
Budget leak checklist
Know what to look for first: subscriptions, delivery, impulse spending, and recurring leaks.
First-week setup guide
The exact messages to send POQT so you reach value within minutes, not weeks.
Was danach passiert
Vom Checkout zur ersten erfassten Ausgabe in Minuten.
Buy annual access
Complete Hotmart checkout. Confirmation arrives in under a minute.
Start POQT in WhatsApp
Tap the onboarding link and send your first message.
Get your first money win
See budget context and a next action in the same conversation.
Warum keine normale Budget-App?
Die meisten Tools helfen erst danach.
POQT wirkt im Moment des Kaufs.
YNAB
A full budgeting method.
More setup, more discipline, more app time.
Monarch
A polished dashboard for review.
Strong for review, weaker at the moment of purchase.
Cleo
An app-led money assistant.
Bank-sync centered, not WhatsApp-first.
POQTYou
Logging spending before you forget.
WhatsApp-first, lightweight, built around daily behavior.
Fragen vor dem Kauf.
Why no bank sync?+
Bank sync tells you what happened after the fact. POQT is built for the moment of spending — so you notice the purchase while you can still do something about it.
What if I forget to log something?+
Send a quick batch later, forward a receipt, or use a voice note. POQT is designed for daily awareness, not perfect bookkeeping.
What happens after purchase?+
You get onboarding instructions, start POQT in WhatsApp, and send your first expense. Most people see their first useful insight within 2 minutes.
How do cancellation and refunds work?+
Annual plan billed through Hotmart with a 7-day refund window. Cancel renewal anytime from your Hotmart account.
Is this the same POQT product?+
Yes. Same WhatsApp-first finance assistant, sold as an annual Hotmart offer for affiliate campaigns.
Teste die Routine 7 Tage ohne Risiko.
Wenn WhatsApp-Tracking nicht einfacher ist als deine aktuelle App, nutze die Rückerstattung.
Starte mit einer Ausgabe. Behalte die Routine das ganze Jahr.
€48 €19 pro Jahr — etwa €1.58/Monat. 7 Tage Geld zurück.
Jährlich über Hotmart · Verlängerung kündbar
60% Rabatt · jährlich
€48€19
7 Tage Geld zurück