आपकी पैसे की आदत, WhatsApp के अंदर.
POQT WhatsApp में रहने वाला AI finance assistant है। मैसेज, voice note या receipt भेजें — expenses, budgets और insights सेकंडों में मिलते हैं.
POQT कैसे काम करता है
खरीद से clarity तक सिर्फ तीन messages.
WhatsApp tutorial के real screenshots.
Send a message
Text, voice note, or photo of a receipt. POQT understands amount, category, date, and payment method.
Get budget context
Instant reply with what you spent, what is left in the budget, and what to watch this week.
Keep the habit
Reminders, goals, and weekly insights live in the chat. No new app to open or learn.
लोग इसे इस्तेमाल करते रहते हैं क्योंकि यह real life में fit होता है.
“POQT changed how I manage my money. Just texting my expenses is so much easier than opening an app.”
“The AI insights are incredible. POQT helps me understand my spending and actually save more each month.”
“My whole family uses POQT. Sharing expenses inside WhatsApp has never been this simple.”
WhatsApp-first budget app alternative
WhatsApp friction क्यों घटाता है
POQT खर्च होते ही track करता है: WhatsApp में text, voice note या receipt photo भेजें और बिना extra app के structured tracking पाएं.
एक साल तक money tracking habit बनाए रखने के लिए सब कुछ.
एक payment. एक साल. WhatsApp habit जो टिकती है.
Save ₹1,001 vs monthly plan
₹66.58/month के बराबर. Hotmart से one-time billing.
2 मिनट से कम में checkout
क्या मिलेगा
- Expense tracking by text, voice, receipt, or photo
- AI categorization with one-tap corrections
- Budgets with proactive overspend alerts
- Recurring bills and subscription tracking
- Savings goals with pace and target date
- Money reminders inside WhatsApp
- Dashboard, charts, and CSV exports
- Weekly AI insights and spending coaching
- Family groups for shared household tracking
- Multi-currency and 14+ languages
Plus 3 free bonuses
7-day WhatsApp money reset
A simple first-week routine designed to lock the habit before the refund window closes.
Budget leak checklist
Know what to look for first: subscriptions, delivery, impulse spending, and recurring leaks.
First-week setup guide
The exact messages to send POQT so you reach value within minutes, not weeks.
आगे क्या होगा
Checkout से पहली tracked expense तक मिनटों में.
Buy annual access
Complete Hotmart checkout. Confirmation arrives in under a minute.
Start POQT in WhatsApp
Tap the onboarding link and send your first message.
Get your first money win
See budget context and a next action in the same conversation.
Normal budget app क्यों नहीं?
ज्यादातर tools पैसे खर्च होने के बाद मदद करते हैं.
POQT purchase moment पर काम करता है.
YNAB
A full budgeting method.
More setup, more discipline, more app time.
Monarch
A polished dashboard for review.
Strong for review, weaker at the moment of purchase.
Cleo
An app-led money assistant.
Bank-sync centered, not WhatsApp-first.
POQTYou
Logging spending before you forget.
WhatsApp-first, lightweight, built around daily behavior.
Pay करने से पहले सवाल.
Why no bank sync?+
Bank sync tells you what happened after the fact. POQT is built for the moment of spending — so you notice the purchase while you can still do something about it.
What if I forget to log something?+
Send a quick batch later, forward a receipt, or use a voice note. POQT is designed for daily awareness, not perfect bookkeeping.
What happens after purchase?+
You get onboarding instructions, start POQT in WhatsApp, and send your first expense. Most people see their first useful insight within 2 minutes.
How do cancellation and refunds work?+
Annual plan billed through Hotmart with a 7-day refund window. Cancel renewal anytime from your Hotmart account.
Is this the same POQT product?+
Yes. Same WhatsApp-first finance assistant, sold as an annual Hotmart offer for affiliate campaigns.
7 दिन risk-free try करें.
अगर WhatsApp tracking आपकी current app से आसान न लगे, refund window use करें.
एक expense से शुरू करें. पूरे साल habit रखें.
₹1,800 ₹799 per year — लगभग ₹66.58/month. 7 दिन money-back.
Hotmart से yearly billing · renewal cancel anytime
56% छूट · annual
₹1,800₹799
7 दिन refund