Финансовая привычка, прямо в WhatsApp.
POQT — ИИ-финансовый помощник в WhatsApp. Отправьте сообщение, голосовое или чек — расходы, бюджеты и инсайты появятся за секунды.
Как работает POQT
Три сообщения от покупки к ясности.
Реальные скриншоты из WhatsApp-обучения.
Send a message
Text, voice note, or photo of a receipt. POQT understands amount, category, date, and payment method.
Get budget context
Instant reply with what you spent, what is left in the budget, and what to watch this week.
Keep the habit
Reminders, goals, and weekly insights live in the chat. No new app to open or learn.
Им продолжают пользоваться, потому что он подходит реальной жизни.
“POQT changed how I manage my money. Just texting my expenses is so much easier than opening an app.”
“The AI insights are incredible. POQT helps me understand my spending and actually save more each month.”
“My whole family uses POQT. Sharing expenses inside WhatsApp has never been this simple.”
WhatsApp-альтернатива приложениям учета расходов
Почему WhatsApp снижает трение
POQT фиксирует расход в момент покупки: отправьте текст, голос или фото чека в WhatsApp без отдельного приложения.
Все, чтобы отслеживать деньги целый год.
Один платеж. Один год. Привычка в WhatsApp, которая держится.
Save $24 vs monthly plan
Эквивалент $2/мес. Оплата один раз через Hotmart.
Оплата менее чем за 2 минуты
Что входит
- Expense tracking by text, voice, receipt, or photo
- AI categorization with one-tap corrections
- Budgets with proactive overspend alerts
- Recurring bills and subscription tracking
- Savings goals with pace and target date
- Money reminders inside WhatsApp
- Dashboard, charts, and CSV exports
- Weekly AI insights and spending coaching
- Family groups for shared household tracking
- Multi-currency and 14+ languages
Plus 3 free bonuses
7-day WhatsApp money reset
A simple first-week routine designed to lock the habit before the refund window closes.
Budget leak checklist
Know what to look for first: subscriptions, delivery, impulse spending, and recurring leaks.
First-week setup guide
The exact messages to send POQT so you reach value within minutes, not weeks.
Что дальше
От оплаты до первой записи расходов за минуты.
Buy annual access
Complete Hotmart checkout. Confirmation arrives in under a minute.
Start POQT in WhatsApp
Tap the onboarding link and send your first message.
Get your first money win
See budget context and a next action in the same conversation.
Почему не обычное бюджетное приложение?
Большинство инструментов помогают постфактум.
POQT работает в момент покупки.
YNAB
A full budgeting method.
More setup, more discipline, more app time.
Monarch
A polished dashboard for review.
Strong for review, weaker at the moment of purchase.
Cleo
An app-led money assistant.
Bank-sync centered, not WhatsApp-first.
POQTYou
Logging spending before you forget.
WhatsApp-first, lightweight, built around daily behavior.
Вопросы перед оплатой.
Why no bank sync?+
Bank sync tells you what happened after the fact. POQT is built for the moment of spending — so you notice the purchase while you can still do something about it.
What if I forget to log something?+
Send a quick batch later, forward a receipt, or use a voice note. POQT is designed for daily awareness, not perfect bookkeeping.
What happens after purchase?+
You get onboarding instructions, start POQT in WhatsApp, and send your first expense. Most people see their first useful insight within 2 minutes.
How do cancellation and refunds work?+
Annual plan billed through Hotmart with a 7-day refund window. Cancel renewal anytime from your Hotmart account.
Is this the same POQT product?+
Yes. Same WhatsApp-first finance assistant, sold as an annual Hotmart offer for affiliate campaigns.
Попробуйте привычку 7 дней без риска.
Если отслеживание в WhatsApp не проще вашего текущего приложения, используйте возврат.
Начните с одного расхода. Сохраните привычку на год.
$48 $24 за год — около $2/мес. Возврат 7 дней.
Годовая оплата через Hotmart · Продление можно отменить
скидка 50% · год
$48$24
Возврат 7 дней