你的记账习惯， 就在 WhatsApp。
POQT 是住在 WhatsApp 里的 AI 财务助手。发送文字、语音或收据，几秒内完成记账、预算更新和消费洞察。
POQT 如何工作
三条消息，从消费到清晰掌控。
来自 WhatsApp 教程的真实截图。
Send a message
Text, voice note, or photo of a receipt. POQT understands amount, category, date, and payment method.
Get budget context
Instant reply with what you spent, what is left in the budget, and what to watch this week.
Keep the habit
Reminders, goals, and weekly insights live in the chat. No new app to open or learn.
用户持续使用，因为它符合真实生活。
“POQT changed how I manage my money. Just texting my expenses is so much easier than opening an app.”
“The AI insights are incredible. POQT helps me understand my spending and actually save more each month.”
“My whole family uses POQT. Sharing expenses inside WhatsApp has never been this simple.”
WhatsApp 优先的记账 App 替代方案
为什么 WhatsApp 更低摩擦
POQT 在消费发生时记录：在 WhatsApp 发送文字、语音或票据照片，无需打开另一个 App。
坚持一年记账习惯所需的一切。
一次付款。一整年。一个真正能坚持的 WhatsApp 习惯。
Save $24 vs monthly plan
约 $2/月。通过 Hotmart 一次性付款。
2 分钟内完成付款
包含内容
- Expense tracking by text, voice, receipt, or photo
- AI categorization with one-tap corrections
- Budgets with proactive overspend alerts
- Recurring bills and subscription tracking
- Savings goals with pace and target date
- Money reminders inside WhatsApp
- Dashboard, charts, and CSV exports
- Weekly AI insights and spending coaching
- Family groups for shared household tracking
- Multi-currency and 14+ languages
Plus 3 free bonuses
7-day WhatsApp money reset
A simple first-week routine designed to lock the habit before the refund window closes.
Budget leak checklist
Know what to look for first: subscriptions, delivery, impulse spending, and recurring leaks.
First-week setup guide
The exact messages to send POQT so you reach value within minutes, not weeks.
购买后
几分钟内从付款到第一笔记账。
Buy annual access
Complete Hotmart checkout. Confirmation arrives in under a minute.
Start POQT in WhatsApp
Tap the onboarding link and send your first message.
Get your first money win
See budget context and a next action in the same conversation.
为什么不是普通预算 App？
大多数工具在钱花完后才有用。
POQT 在消费当下发挥作用。
YNAB
A full budgeting method.
More setup, more discipline, more app time.
Monarch
A polished dashboard for review.
Strong for review, weaker at the moment of purchase.
Cleo
An app-led money assistant.
Bank-sync centered, not WhatsApp-first.
POQTYou
Logging spending before you forget.
WhatsApp-first, lightweight, built around daily behavior.
付款前的问题。
Why no bank sync?+
Bank sync tells you what happened after the fact. POQT is built for the moment of spending — so you notice the purchase while you can still do something about it.
What if I forget to log something?+
Send a quick batch later, forward a receipt, or use a voice note. POQT is designed for daily awareness, not perfect bookkeeping.
What happens after purchase?+
You get onboarding instructions, start POQT in WhatsApp, and send your first expense. Most people see their first useful insight within 2 minutes.
How do cancellation and refunds work?+
Annual plan billed through Hotmart with a 7-day refund window. Cancel renewal anytime from your Hotmart account.
Is this the same POQT product?+
Yes. Same WhatsApp-first finance assistant, sold as an annual Hotmart offer for affiliate campaigns.
50% 优惠 · 年付
$48$24
7 天退款