POQT50% off
$48$24
Your money habit, inside WhatsApp.
POQT is the AI finance assistant that lives in WhatsApp. Send a message, voice note, or receipt — get expenses tracked, budgets updated, and money insights back in seconds.
How POQT works
Three messages from purchase to clarity.
Real screenshots from the WhatsApp tutorial. Same product, no editing.
Send a message
Text, voice note, or photo of a receipt. POQT understands amount, category, date, and payment method.
Get budget context
Instant reply with what you spent, what is left in the budget, and what to watch this week.
Keep the habit
Reminders, goals, and weekly insights live in the chat. No new app to open or learn.
People keep using it because it fits real life.
“POQT changed how I manage my money. Just texting my expenses is so much easier than opening an app.”
“The AI insights are incredible. POQT helps me understand my spending and actually save more each month.”
“My whole family uses POQT. Sharing expenses inside WhatsApp has never been this simple.”
Budget app alternative for WhatsApp-first tracking
Why WhatsApp beats a separate budget app
POQT is built for the moment you spend: send a WhatsApp text, voice note, or receipt photo and get structured expense tracking without opening another app.
Everything you need to keep money tracking alive for a year.
One payment. One year. One WhatsApp habit that actually sticks.
Save $24 vs monthly plan
Equivalent to $2/month. Billed once through Hotmart.
Checkout in under 2 minutes
What you get
- Expense tracking by text, voice, receipt, or photo
- AI categorization with one-tap corrections
- Budgets with proactive overspend alerts
- Recurring bills and subscription tracking
- Savings goals with pace and target date
- Money reminders inside WhatsApp
- Dashboard, charts, and CSV exports
- Weekly AI insights and spending coaching
- Family groups for shared household tracking
- Multi-currency and 14+ languages
Plus 3 free bonuses
7-day WhatsApp money reset
A simple first-week routine designed to lock the habit before the refund window closes.
Budget leak checklist
Know what to look for first: subscriptions, delivery, impulse spending, and recurring leaks.
First-week setup guide
The exact messages to send POQT so you reach value within minutes, not weeks.
What happens next
From checkout to first tracked expense in minutes.
Buy annual access
Complete Hotmart checkout. Confirmation arrives in under a minute.
Start POQT in WhatsApp
Tap the onboarding link and send your first message.
Get your first money win
See budget context and a next action in the same conversation.
Why not a normal budget app?
Most tools are good after the money is gone.
POQT works at the purchase, not after it.
YNAB
A full budgeting method.
More setup, more discipline, more app time.
Monarch
A polished dashboard for review.
Strong for review, weaker at the moment of purchase.
Cleo
An app-led money assistant.
Bank-sync centered, not WhatsApp-first.
POQTYou
Logging spending before you forget.
WhatsApp-first, lightweight, built around daily behavior.
Questions buyers ask before paying.
Why no bank sync?+
Bank sync tells you what happened after the fact. POQT is built for the moment of spending — so you notice the purchase while you can still do something about it.
What if I forget to log something?+
Send a quick batch later, forward a receipt, or use a voice note. POQT is designed for daily awareness, not perfect bookkeeping.
What happens after purchase?+
You get onboarding instructions, start POQT in WhatsApp, and send your first expense. Most people see their first useful insight within 2 minutes.
How do cancellation and refunds work?+
Annual plan billed through Hotmart with a 7-day refund window. Cancel renewal anytime from your Hotmart account.
Is this the same POQT product?+
Yes. Same WhatsApp-first finance assistant, sold as an annual Hotmart offer for affiliate campaigns.
Try the habit for 7 days, risk-free.
If WhatsApp-first tracking doesn't feel easier than your current app, use the refund window. No hoops.
Start with one expense. Keep the habit for the year.
$48 $24 for the year — about $2/month. 7-day money-back guarantee, no questions.
Billed yearly through Hotmart · Cancel renewal anytime
50% off · annual
$48$24
7-day refund