Manage Your FinancesThrough WhatsApp
POQT is your intelligent AI financial assistant. Track expenses, create budgets, and achieve your financial goals with simple WhatsApp messages.
Everything You Need
To Take Control of Your Money
Smart Expense Tracking
Just text '50 lunch' or send a 5-second audio message. POQT automatically records and categorizes your expenses.
Voice Messages
Record quick 5-second voice messages to log expenses when typing isn't convenient.
Document Support
Upload receipts as photos, PDFs of bank statements, and invoices for automatic processing.
Intelligent Budgeting
Set spending limits by category and get real-time alerts when you're approaching your budget.
Income Tracking
Record all income sources, set frequencies, and track upcoming payments to see your full financial picture.
Bank Account Management
Manage checking and savings accounts, track balances, and link transactions to the right account.
Recurring Bills & Subscriptions
Track subscriptions, set due dates, mark bills as paid, and see monthly and yearly projections.
Financial Goals
Set savings targets and track progress. POQT helps you stay motivated with milestone celebrations.
AI-Powered Insights
Get personalized financial advice, weekly tips, and automatic transaction categorization powered by advanced AI.
Financial Health Score
Get a 0-100 financial wellness score based on your spending, saving, and budgeting habits.
No App Installation
Works directly through WhatsApp - no need to download or update another app.
Zero Data Consumption
WhatsApp messages typically don't count toward your mobile data plan.
Multi-Language Support
Talk to POQT in your preferred language. Automatically detects and responds in English, Spanish, Portuguese, and more.
Visual Reports
Beautiful charts and graphs help you understand your spending patterns at a glance.
Credit Card Management
Track multiple credit cards, set limits, and never miss a payment date.
Family Sharing
Share expenses with family members and manage household budgets together.
Meet Finny
Your virtual golden retriever who celebrates your financial wins
Finny is your personal financial companion who makes managing money fun. Watch Finny react to your financial decisions, earn rewards, and stay motivated on your journey to financial wellness.
Achievements & Badges
Earn badges for saving streaks, staying under budget, and reaching milestones.
Streaks & XP
Build daily streaks, earn XP, and level up as you develop better financial habits.
Mood Reactions
Finny's mood reflects your financial health — happy when you save, concerned when you overspend.
How POQT Works
Your Financial Assistant in 3 Simple Steps
Add POQT on WhatsApp
Scan the QR code or click the button to start chatting with POQT
Send Your First Message
Type naturally like '50 for lunch' or 'show my expenses this month'
Get Instant Insights
POQT responds with confirmations, charts, and intelligent financial advice
Simple, Transparent Pricing
Choose the plan that works for you
Monthly
Perfect for getting started
6 Months
Billed $21 every 6 months
Best value for committed users
Yearly
Billed $36 per year
Maximum savings
Loved by Thousands
See what our users say about POQT
"POQT changed how I manage my money. Just texting my expenses is so much easier than opening an app!"
"The AI insights are incredible. POQT helps me understand my spending patterns and save more."
"My whole family uses POQT now. Sharing expenses has never been this simple!"
Frequently Asked Questions
Everything you need to know about POQT
Ready to Take Control?
Join thousands of users managing their finances smarter with POQT
Get Started Now