POQT works directly inside WhatsApp. You send text or audio messages like 'spent 50 on lunch', and the AI automatically categorizes and tracks the expense.

Do I need to install an app?

No. POQT works entirely within WhatsApp. There is no extra app to download, update, or take up space on your phone.

Is my financial data safe?

Yes. POQT uses bank-level AES-256 encryption for all data. Your information is private and never shared with third parties.

What features does POQT offer?

POQT offers expense tracking (via text, audio, or photo), budget management, savings goals, income tracking, credit card management, AI-powered insights, and a visual financial dashboard — all inside WhatsApp.

How much does POQT cost?

POQT offers flexible plans from a few dollars per month, with monthly, 6-month, and annual billing options and regional pricing in your local currency.

What languages does POQT support?

POQT supports 18 localized markets across English, Spanish, Portuguese, French, German, Italian, Dutch, Russian, Chinese, Japanese, Arabic, and Hindi, including regional Spanish and Portuguese variants.

Can I track income as well as expenses?

Yes. Send a message like 'received salary 3000' and POQT logs your income automatically. View your net balance, income vs. spending ratio, and savings progress in real time.

Can I use POQT to track multiple currencies?

Yes. POQT supports multi-currency tracking and automatically handles conversions, making it ideal for travelers, expats, and anyone managing finances across borders.

Browse tutorials

WhatsApp tutorials

Add a credit card

Send name, limit, statement day, and due day in one message.

Exact WhatsApp message

Nubank 8000 closes 15 due 22

What POQT does next

Send name, limit, statement day, and due day in one message.

Start with POQT